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NJ Workers' Compensation Rates  2025
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NJ Workers' Compensation Rates 2025

Workers' Compensation

The NJ Division of Workers' Compensation has announced that the 2025 rates for workers' compensation benefits increased to a maximum of $1,159.00 per week for temporary and permanent disability and a minimum of $309.00.

Benefit rates for workers' compensation claims in New Jersey are determined by several factors, including the nature of the injury or illness, the severity of the disability, and the worker's average weekly wage. The New Jersey Division of Workers' Compensation sets the maximum and minimum benefit rates for different types of injuries and disabilities. These rates are based on the state's average weekly wage (SAWW) and are adjusted periodically to reflect economic changes.

The New Jersey state average weekly wage (SAWW) is calculated by the New Jersey Department of Labor and Workforce Development. The SAWW determines the state's maximum and minimum benefit rates for workers' compensation claims. To calculate the SAWW, the department collects wages earned by workers in the state and then uses this data to determine the average wage for all workers. The SAWW is then adjusted periodically to reflect changes in the economy and the wage data.

TOTAL PERMANENT DISABILITY: 70 percent of wages
Maximum Rate: $1,159.00 per week
Minimum Rate: $35.00 per week

TEMPORARY DISABILITY: 70% of wages
Maximum Rate: $1,159.00 per week
Minimum Rate: $309.00 per week
Maximum Duration: 400 weeks

DEATH BENEFITS: 70% of wages
450 weeks plus spouse's statutory benefits
Maximum Rate: $1,159.00

FUNERAL ALLOWANCE: Not to exceed $5,000.00

"Individuals who suffer a disability which is total in character and permanent in quality are entitled to receive 70% of the weekly wages that they earned at the time of their injury subject to a maximum of 75% of the Statewide Average Weekly Wages (SAWW) and a minimum of 20% of the SAWW." Gelman, Jon LWorkers’ Compensation Law, 38 NJPRAC 16.4 (Thomson-Reuters 2024). 

 

The author, Jon L. Gelman, practices law in Wayne, NJ. He is the author of NJ Workers’ Compensation Law (Thomson-Reuters) and co-author of the national treatise Modern Workers’ Compensation Law (Thomson-Reuters). For over five decades, the Law Offices of Jon L Gelman  1.973.696.7900  jon@gelmans.com have represented injured workers and their families who have suffered occupational accidents and illnesses.

Recommended Citation: Gelman, Jon L.,  NJ Workers' Compensation Rates Increase in 2025, www.gelmans.com ,https://www.gelmans.com/ReadingRoom/tabid/65/ArtMID/1482/ArticleID/1068/preview/true/Default.aspx

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Updated: 12/04/2024 - 2024 NJ REG TEXT 675972 (NS), 56 N.J.R. 1780(a), Proposed September 3, 2024.

 

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